Fast Cash Loans

Fast Cash Loans Online

Apply Online In Just 5 Minutes

Fast Decisions. No Paperwork.

Borrow $300 - $5,000

Flexible Repayments

No exit fees or early payout fees

Receive Your Funds Same Day

To Apply, All You Need Is

Proof Of Income

Over 18 Years Old

Australian Citizen or Permanent Resident

Submit Bank Statements


Need A Fast Cash Loan To Cover Expenses?

You can use a fast cash loan to cover almost any unplanned or urgent expense on short notice.

Our secure and easy-to-use loan approval process is 100% online so we can approve your loan request FAST. If you've got a vehicle off the road, home repairs that can't wait, or travel that you need to book pronto ... you've come to the right place! We've helped thousands of Aussies with their finances, let us try to assist you today.

Apply for fast cash loans online in just minutes

A Fast Cash Loan Is For When You Need Funds Quick

There are many reasons why Aussies apply for their small fast cash loans online with Speedy Finance, here are some:

Urgent replacement of white goods

Unexpected illness or accidents

Urgent car or bike repairs

Home repairs that weren't insured

Travel bookings (flights, accomodation)

Overdue home renovations

Family medical bills not covered by Medicare

Utility bills or rates bills

Vet costs for your pets

Wedding expenses

Moving costs or rental bonds

fast cash loans by speedy finance

Why Choose Us for Your Fast Loans?

We offer personal loans from $300 to $5,000. Our online application process is simple and takes just 5 minutes. We process, approve and fund loans on the same day.

We Here To Help
We're an approachable and responsible lender that is focused on your needs.
Transparent Pricing
No hidden fees and charges. No early payout fees.
Award Winning Service
Get a loan from the MFAA State & National Finalists.
Fast online Application
We've made it simple to apply for personal loans.

How Do Fast Cash Loans Work?

Personal Loan Features

Fast approvals

Same day funding

Easy refinance

No exit fees

No early payout fees

Fast approval

Here's What You Need

Be an Australian permanent resident

Be over 18 years old

Proof of employment

Proof of residence

Proof of ID

Submit bank statements

Our Fast Cash Loans Approval Process

Fast, easy applications with quick decisions — we know that time is money

1. Apply Online
The application process takes 5 minutes. No paperwork required.
2. We'll Assess Your Application
Our loan asessors will process your application and communicate with you through every step.
3. Sign Your Loan Contract
If approved you can sign online and receive your funds same day.

Customer Reviews

What our valued clients say


If you borrow between $300 and $2,000:


Establishment Fee - Up to 20% of the principal amount
Monthly Admin Fee – Up to 4% of the principal amount
Early Payout Cost – Nil
Interest - 0%


Late payment Fee – $15
Default Fee – $35


If you borrow between $2,001 and $5,000:


Establishment Fee - Up to $400
Early Payout Cost – Nil NPR (Interest) P.A: Up to 48% as defined by NCCP
Comparison Rate: Up to 65.5% as defined by NCCP*

* Differing amounts and terms can result in different comparison rates. Costs such as redraw fees or cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.


Late Payment Fee – $15
Default Fee – $35
Direct Debit Fee - $0.65 per debit transaction

Get Started

We’re here to help you.

Our application process is fast and its obligation free.