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Instant Cash Loans Online
Apply Online In Just 5 Minutes
Fast Decisions. No Paperwork.
Borrow $300 - $5,000
No exit fees or early payout fees
Receive Your Funds Same Day
To Apply, All You Need Is
Proof Of Income
Over 18 Years Old
Australian Citizen or Permanent Resident
Submit Bank Statements
Need A Instant Cash To Cover Expenses?
You can use a instant cash loan to cover almost any expense quickly.
Our loan approval process is secure, easy-to-use and 100% online so we can approve your loan request FAST. Whatever your need, you've come to the right place! We've helped thousands of Aussies with their personal finances, let us try to assist you today.
Apply for instant cash loans in just minutes
When You Need Funds Quick
There are many reasons why Aussies apply for their small instant cash loans online with Speedy Finance:
Urgent replacement of white goods
Unexpected illness or accidents
Urgent car or bike repairs
Home repairs that weren't insured
Travel bookings (flights, accomodation)
Overdue home renovations
Family medical bills not covered by Medicare
Utility bills or rates bills
Vet costs for your pets
Moving costs or rental bonds
School fees, back to school costs
Why Choose Us for Your Instant Cash Loans?
We offer personal loans from $300 to $5,000. Our online application process is simple and takes just 5 minutes. We process, approve and fund loans on the same day.
We Here To HelpWe're an approachable and responsible lender that is focused on your needs.
Transparent PricingNo hidden fees and charges. No early payout fees.
Award Winning ServiceGet a loan from the MFAA State & National Finalists.
Fast online ApplicationWe've made it simple to apply for personal loans.
How Do Instant Cash Loans Work?
Personal Loan Features
Same day funding
No exit fees
No early payout fees
Here's What You Need
Be an Australian permanent resident
Be over 18 years old
Proof of employment
Proof of residence
Proof of ID
Submit bank statements
Our Instant Cash Loans Approval Process
Fast, easy applications with quick decisions — we know that time is money
1. Apply OnlineThe application process takes 5 minutes. No paperwork required.
2. We'll Assess Your ApplicationOur loan asessors will process your application and communicate with you through every step.
3. Sign Your Loan ContractIf approved you can sign online and receive your funds same day.
SMALL AMOUNT LOAN
If you borrow between $300 and $2,000:
Establishment Fee - Up to 20% of the principal amount
Monthly Admin Fee – Up to 4% of the principal amount
Early Payout Cost – Nil
Interest - 0%
FEES THAT MAY APPLY
Late payment Fee – $15
Default Fee – $35
MEDIUM AMOUNT LOAN
If you borrow between $2,001 and $5,000:
Establishment Fee - Up to $400
Early Payout Cost – Nil NPR (Interest) P.A: Up to 48% as defined by NCCP
Comparison Rate: Up to 65.5% as defined by NCCP*
* Differing amounts and terms can result in different comparison rates. Costs such as redraw fees or cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
FEES THAT MAY APPLYLate Payment Fee – $15
Default Fee – $35
Direct Debit Fee - $0.65 per debit transaction