Online Loans

Fast Online Loans

Apply Online In Just 5 Minutes

Fast Decisions. No Paperwork.

Borrow $300 - $5,000

Flexible Repayments

No exit fees or early payout fees

Receive Your Funds Same Day

To Apply, All You Need Is

Proof Of Income

Over 18 Years Old

Australian Citizen or Permanent Resident

Submit Bank Statements


Get Fast Loans Online When You Need Cash Now

If you need money in a hurry, Fast Cash Loans Online can be your best option. Unplanned surprises like urgent car repairs, medical bills, or emergency travel can take you by surprise. Good news - You've come to the right place! Our secure and easy-to-use loan approval process is 100% online so we can approve your loan application FAST. We've helped thousands of Aussies to access quick cash online, let's assist you today.

Apply for Cash Loans Online in 5 minutes

100% Online Loans - Fast. Easy. Secure. Same Day Funding

There are many reasons why Aussies apply for an online loan with Speedy Finance:

Urgent replacement or replacement of home appliances

Medical expenses for you or your family

Vehicle repairs that can't wait

Uninsured damage to your home

Book holiday flights and accomodation deals

Overdue home renovations

Replace your phone, tablet or laptop

Utility bills or rates bills

Vet costs for your pets

Wedding and honeymoon costs

Moving costs or rental bonds

100% online loans by speedy finance

Why Choose Us for Your Online Loans?

We offer fast online loans from $300 to $5,000. Our online application process is simple and takes under 5 minutes. We process, approve and fund loans on the same day.

We Here To Help
We're an approachable and responsible lender that is focused on your needs.
Transparent Pricing
No hidden fees and charges. No early payout fees.
Award Winning Service
Get a loan from the MFAA State & National Finalists.
Fast online Application
We've made it simple to apply for personal loans.

How Do Cash Loans Online Work?

Personal Loan Features

Fast approvals

Same day funding

Easy refinance

No exit fees

No early payout fees

Fast approval

Here's What You Need

Be an Australian permanent resident

Be over 18 years old

Proof of employment

Proof of residence

Proof of ID

Submit bank statements

Our Online Loans Approval Process

Fast, easy applications with quick decisions — we know that time is money

1. Apply Online
The application process takes 5 minutes. No paperwork required.
2. We'll Assess Your Application
Our loan asessors will process your application and communicate with you through every step.
3. Sign Your Loan Contract
If approved you can sign online and receive your funds same day.

Customer Reviews

What our valued clients say


If you borrow between $300 and $2,000:


Establishment Fee - Up to 20% of the principal amount
Monthly Admin Fee – Up to 4% of the principal amount
Early Payout Cost – Nil
Interest - 0%


Late payment Fee – $15
Default Fee – $35


If you borrow between $2,001 and $5,000:


Establishment Fee - Up to $400
Early Payout Cost – Nil NPR (Interest) P.A: Up to 48% as defined by NCCP
Comparison Rate: Up to 65.5% as defined by NCCP*

* Differing amounts and terms can result in different comparison rates. Costs such as redraw fees or cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.


Late Payment Fee – $15
Default Fee – $35
Direct Debit Fee - $0.65 per debit transaction

Get Started

We’re here to help you.

Our application process is fast and its obligation free.