Same Day Loans

Same Day Loans Online

Apply Online In Just 5 Minutes

Fast Decisions. No Paperwork.

Borrow $300 - $5,000

Flexible Repayments

No exit fees or early payout fees

Receive Your Funds Same Day

To Apply, All You Need Is

Proof Of Income

Over 18 Years Old

Australian Citizen or Permanent Resident

Submit Bank Statements


Need A Same Day Cash Loan Fast?

We get that life can throw you a curveball every now and then, leaving you a little cash-strapped from time to time. Our same day loans can help you get these rough patches.

Apply online for a same day loan in just minutes. Repay your loan in manageable fixed amounts over time, helping you to stay in control of your personal finances. Get a quick decision, even if you have had bad credit in the past.

Apply in minutes. Same Day Payout Loans

When You Need Funds Quick

There are many reasons why Aussies apply for same cash loans online with Speedy Finance:

School fees, back to school costs

Urgent replacement of white goods

Utility bills or rates bills

Urgent car or bike repairs

Wedding expenses

Home repairs that weren't insured

Travel bookings (flights, accomodation)

Overdue home renovations

Vet costs for your pets

Family medical bills not covered by Medicare

Unexpected illness or accidents

Moving costs or rental bonds

same day loans by speedy finance

For Same Day Loans, Go Speedy

We offer personal loans from $300 to $5,000. Our online application process is simple and takes just 5 minutes. We process, approve and fund loans on the same day.

We Here To Help
We're an approachable and responsible lender that is focused on your needs.
Transparent Pricing
No hidden fees and charges. No early payout fees.
Award Winning Service
Get a loan from the MFAA State & National Finalists.
Fast online Application
We've made it simple to apply for personal loans.

How Do Same Day Loans Work?

Personal Loan Features

Fast approvals

Same day funding

Easy refinance

No exit fees

No early payout fees

Fast approval

Here's What You Need

Be an Australian permanent resident

Be over 18 years old

Proof of employment

Proof of residence

Proof of ID

Submit bank statements

Our Instant Cash Loans Approval Process

Fast, easy applications with quick decisions — we know that time is money

1. Apply Online
The application process takes 5 minutes. No paperwork required.
2. We'll Assess Your Application
Our loan asessors will process your application and communicate with you through every step.
3. Sign Your Loan Contract
If approved you can sign online and receive your funds same day.

Customer Reviews

What our valued clients say


If you borrow between $300 and $2,000:


Establishment Fee - Up to 20% of the principal amount
Monthly Admin Fee – Up to 4% of the principal amount
Early Payout Cost – Nil
Interest - 0%


Late payment Fee – $15
Default Fee – $35


If you borrow between $2,001 and $5,000:


Establishment Fee - Up to $400
Early Payout Cost – Nil NPR (Interest) P.A: Up to 48% as defined by NCCP
Comparison Rate: Up to 65.5% as defined by NCCP*

* Differing amounts and terms can result in different comparison rates. Costs such as redraw fees or cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.


Late Payment Fee – $15
Default Fee – $35
Direct Debit Fee - $0.65 per debit transaction

Get Started

We’re here to help you.

Our application process is fast and its obligation free.