Interest Only & Capitalised Secured Business Loans
Short-term bridging finance up to $750K. Flexible repayments, settled in 24 hours.
- Apply online in 5 minutes
- Fixed rate from 2% per month*
- Loans up to $750,000
- 3 to 9 month loan terms
- Flexible repayments
- No exit or early payout fees
- An ABN or ACN
- Property owner
- Evidence of future income
- Defined exit strategy
- Minimum 6 months trading
- Paid credit defaults OK
Discover Our Interest Only & Capitalised Secured Business Loans
A business bridging loan is a short-term financing solution intended for repayment upon receipt of a future lump sum payment. Borrow up to $750,000 with funds disbursed within 24 hours of settlement, giving you the capital to move on opportunities when timing matters most.
How Bridging Finance Works
Bridging finance is short-term lending designed to fill a gap between an immediate funding need and a known future inflow of cash. Loan terms run from 3 to 9 months, with the loan repaid in full when that future payment arrives.
You can choose between interest only repayments during the term (where only interest is paid each month) or capitalised interest (where interest accrues and is repaid with the principal at the end of the term). This flexibility means your cash flow stays intact while you wait for the future event to settle.
Like our standard secured loans, bridging finance is secured against property you own. That means we can approve quickly, offer competitive rates, and release funds within 24 hours of settlement.
What Can I Use Bridging Finance For?
Short-term 3 to 9 month business finance offers several advantages tailored for business owners.
Prompt Access to Funds
Swift access to capital so you can respond to opportunities without delay or disruption.
Flexible Terms
Adjust repayment schedules to align with your cash flow for sustained financial stability.
Working Capital Reinforcement
A reliable injection of capital to manage day-to-day expenses and keep operations moving.
Seasonal Stability
Essential support through lean periods, so seasonal businesses stay operational until conditions improve.
No Long-Term Commitments
Shorter repayment periods mean minimal exposure to prolonged financial obligations.
Opportunistic Pursuits
Fuel strategic initiatives, seize deals, run targeted campaigns, or expand product lines with confidence.
Ready to grow your business?
Apply online in 5 minutes. Funds can be in your account within 24 hours of settlement.
Why Choose Speedy Business Loans?
We've been empowering Australian businesses with equity-backed commercial finance solutions for over two decades. Flexible terms, transparent pricing and no big bank runaround.
We Support Your Life & Business
We're here to help you prosper. Our team is with you from application through to settlement and beyond.
Transparent Pricing
No hidden fees and charges. No early payout fees. Everything is disclosed upfront, clearly and simply.
Award Winning Service
Do great business with MFAA State & National Finalists. Recognised for excellence in private lending.
Fast Online Application
We've made it simple to apply for business finance. 5 minutes online. No branch visits, no paperwork required.
Business Loan Approval Process
Fast, simple process with quick decisions. We know that time is money.
1. Apply Online
The application process takes 5 minutes. No paperwork required.
2. We'll Assess Your Application
Our loan assessors will process your application and communicate with you through every step.
3. Sign Your Loan Contract
If approved you can sign online and receive your operating funds within 24 hours of settlement.