Working Capital Finance

Working Capital Finance Up To $500K… Made

Apply Online In Just 5 Minutes

Fixed Interest Rate

Flexible Repayments

No exit fees or early payout fees

Receive Funds In 24 Hrs From Loan Approval

To Apply, All You Need Is


2 Years Trading

Paid Credit Defaults OK

Min Turnover $200K/year


Do you operate a seasonal business or have cyclical sales?

Working capital finance provides the cashflow that you need to cover your operations during periods of slower activity … and continue to grow your business.

Working Capital Loans Made Fast & Flexible

What Can I Use Working Capital Finance For?

Bridge Receivables
Working capital finance helps support your cash flow until sales spike in your peak season.

Manage Payroll
Paying your staff in slower months can be a challenge. Have the cash on hand to retain your key team members, year round.

Maintain Inventory
Keep your stock at optimum levels or take advantage of stocking up ahead of your peak season.

Cover Operating Costs
Ease the pressure to cover rent, services, utilities and other running costs during your off season.

Working capital finance

Why Choose Speedy For Capital Finance?

Forget the banks! Banks reject most applications. As a non-bank lender we understand the needs of small business and can offer competitive rates.

We Support Your Business
We're here to help you grow your business.
Transparent Pricing
No hidden fees and charges. No early payout fees.
Award Winning Service
Do great business with MFAA State & National Finalists.
Fast online Application
We've made it simple to apply for business finance.

How Does it Work?

Working Capital Loan Features

Flexible Rates

Short term loan for seasonal business

Easy refinance

No exit fees. No early payout fees

Fast approval

Here's what you need to qualify


Minimum Trading Of 2 Years

Profitable business

Minimum Annual Turnover of $200K


Our Capital Finance Approval Process

Fast, simple process with quick decisions — we know that time is money

1. Apply Online
The application process takes 5 minutes. No paperwork required.
2. We'll Assess Your Application
Our loan asessors will process your application and communicate with you through every step.
3. Sign Your Loan Contract
If approved you can sign online and receive your operating funds within 24 hours.

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We’re here to help your business.

Our application process does not cost anything and its obligation free.