Working Capital Finance: Q&A

Ellie SheddenUncategorized

The most important aspect of business finance is getting the right type of funding for your business needs. There are a huge range of loans available in the Australian market, but the wrong loan structure can not only cost you money, but actually put your business at risk. Rather than a specific loan type, working capital finance (sometimes known as …

tradie loans for equipment finance

Tradie Loans

Justin HardingBusiness Loans, Speedy Article

We understand that as a tradie, you work hard. Whether you’re a carpenter, plumber, concreter, builder or electrician you’re up early every day doing the hard yards to build your own business. To do your job well, you need the right equipment, and that doesn’t come cheap. We also know that cashflow can be a real challenge while you wait …

Calculating savings from business loan consolidation

3 Major Reasons to Consolidate Your Business Loans

Clement DubeUncategorized

Debt consolidation is a quick and easy way to get on track with your finances and reduce your overall monthly payments. It is the process of grouping multiple debts into a single loan, with the end goal to reduce the total payments due. By combing a number of loans with different interest rates, terms, balances and repayments, you can create …

Small business loans for coffee shop

How to Manage Your Small Business Loans

Clement DubeUncategorized

A recent report by the Australian Banking Association showed that there are around 1 million loans provided to small businesses, and that over half of small businesses have a business loan facility other than a credit card. Access to finance as a business owner fuels business growth, but managing the loans appropriately is important to ensure viability of the business. …

Secure loan

Is it safe to take a loan from an independent lender?

Clement DubeUncategorized

In Australia, the Big 4 Banks are top of consumers’ mind when it comes to taking out a loan, whether it be for business or personal use. However, in light of the recent Royal Commission into Banking, smaller independent lenders are hot on the banks’ tails and almost 36% of potential borrowers have enquired at an independent lender in the …

self employed loans

Self Employed? You Can Still Get Self Employed Loans

Justin HardingUncategorized

As freeing and fulfilling as self-employment may be, being your own boss comes with a few drawbacks. Taxes are suddenly more complicated, you need to feed your own superannuation, and applying for Self Employed Loans is much more of a hassle.