Working Capital Finance: Q&A

Ellie Shedden Uncategorized

The most important aspect of business finance is getting the right type of funding for your business needs. There are a huge range of loans available in the Australian market, but the wrong loan structure can not only cost you money, but actually put your business at risk. Rather than a specific loan type, working capital finance (sometimes known as …

Tax refund australia

Smart Ways to Use Your Tax Refund in 2019

Ellie Shedden Uncategorized

Tax time has hit again, giving most Australians the opportunity to reclaim their money through their tax return and invest it for the future. If you are lucky enough to receive a refund at tax time, rather than spending it on luxury items, clothes or holidays, consider one of our smart ways of investing your tax refund with your future …

Build your personal wealth

5 Steps to Start Building Your Personal Wealth

Ellie Shedden Uncategorized

The average age of retirement in Australia has risen to 63 years old in the last five years. More people are having to retire later, with one of the main reasons being lack of a personal nest-egg. These 5 steps will help you start building your wealth and work towards a better financial future for yourself and your family. 1. …

Calculating savings from business loan consolidation

3 Major Reasons to Consolidate Your Business Loans

Clement Dube Uncategorized

Debt consolidation is a quick and easy way to get on track with your finances and reduce your overall monthly payments. It is the process of grouping multiple debts into a single loan, with the end goal to reduce the total payments due. By combing a number of loans with different interest rates, terms, balances and repayments, you can create …

Small business loans for coffee shop

How to Manage Your Small Business Loans

Clement Dube Uncategorized

A recent report by the Australian Banking Association showed that there are around 1 million loans provided to small businesses, and that over half of small businesses have a business loan facility other than a credit card. Access to finance as a business owner fuels business growth, but managing the loans appropriately is important to ensure viability of the business. …

Secure loan

Is it safe to take a loan from an independent lender?

Clement Dube Uncategorized

In Australia, the Big 4 Banks are top of consumers’ mind when it comes to taking out a loan, whether it be for business or personal use. However, in light of the recent Royal Commission into Banking, smaller independent lenders are hot on the banks’ tails and almost 36% of potential borrowers have enquired at an independent lender in the …